Retirement & Annuities
Explore Medicare coverage options and get personalized help finding a plan that fits your healthcare needs.
The Basics
Medicare is composed of different parts designed to cover specific healthcare needs. Understanding these foundational elements is the first step.
Explore Medicare Advantage plan options and benefits in your area.
Coverage options designed to help with certain out-of-pocket costs not covered by original Medicare.
Explore Medicare prescription drug coverage options to help manage medication costs.
Transitioning to Medicare can feel overwhelming. Our Valora Approach is designed to simplify the enrollment process with personalized, objective advice tailored to your specific healthcare needs and financial goals.
We evaluate your current doctors, medications, and expected healthcare usage to identify the most suitable coverage.
We lay out your options clearly, comparing premiums, deductibles, and network restrictions without bias.
We guide you through the paperwork and deadlines, ensuring a smooth transition into your new coverage.
Most people become eligible for Medicare when they turn 65. Your Initial Enrollment Period (IEP) lasts for 7 months, starting 3 months before your 65th birthday month, including your birthday month, and ending 3 months after.
It depends on your employer’s size and health coverage. If you have group health plan coverage based on your or your spouse’s current employment, you may be able to delay Part B without a penalty. However, it’s crucial to consult with an advisor to understand your specific situation.
Depending on eligibility and availability, options may include accident, critical illness, hospital, dental, vision and other supplemental products.
Medicare Supplement (Medigap) plans help pay some of the healthcare costs that Original Medicare doesn’t cover, like copayments and deductibles. You can see any doctor that accepts Medicare. Medicare Advantage (Part C) is an alternative to Original Medicare provided by private companies, often wrapping Parts A, B, and D into one plan, usually with a specific provider network.
Common questions about eligibility, enrollment periods, and plan types.
Schedule a consultation with a Valora advisor today to gain clarity on your Medicare journey.
