Extra Financial Protection

Extra Protection When Life Happens

Supplemental insurance can help with out-of-pocket expenses when an accident, serious illness, or hospital stay occurs.

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Protection Options

Why You Need Supplemental Insurance?

Primary health plans cover standard hospital bills, but supplemental coverage pays cash directly to you for unexpected everyday expenses during recovery.

Accident Insurance

Cash Benefits to help with expenses resulting from a covered accident.

Critical Illness Insurance

Benefits that can help with expenses following a covered serious illness.

Hospital Indemnity Insurance

Cash Benefits that can help with expenses associated with a covered hospital stay.

Life Changes

Sometimes the financial impact starts after the event.

Supplemental protection can be considered as part of a broader strategy for preparing for situations that could otherwise disrupt your financial priorities.

01 / AN ACCIDENT

Recovery can take more than time.

Starting a career, purchasing a home or establishing new financial responsibilities can change how you think about protection.

02 / A SERIOUS ILLNESS

Focus on recovery, not every expense.

A serious illness can affect a household in many ways. Certain supplemental policies may provide additional financial support following qualifying conditions.

03 / A HOSPITAL STAY

Prepare for what you cannot predict.

Hospitalization can create costs and disruption beyond the medical treatment itself. Supplemental coverage may help address certain qualifying situations.

Protecting What Matters

Because your financial plan has people behind it.

We believe every policy should have a purpose. Our conversation begins with understanding your priorities before exploring whether additional coverage makes sense.

Protection Options

Our Supplemental Coverage Options

Choose the right addon plans tailored to meet your unique lifestyle and financial protection needs.

Critical Illness

Lump-sum benefit paid directly to you for major health events.

Accident Insurance

Financial support for medical treatment and recovery expenses from accidents.

Hospital Indemnity

Daily cash payouts for every day spent admitted in a hospital.

Dental & Vision

Routine checkups, cleanings, glasses, and major dental care procedures.

What is supplemental insurance?

Supplemental insurance provides additional coverage designed to complement, rather than replace, primary insurance. Benefits depend on the specific policy.

It depends on your existing coverage, financial circumstances, and protection priorities. A review can help determine whether additional coverage may be appropriate.

Depending on eligibility and availability, options may include accident, critical illness, hospital, dental, vision and other supplemental products.

No. Supplemental insurance is generally designed to work alongside primary insurance. Specific terms, conditions and exclusions vary by policy.

Common Questions

Life insurance, clearly explained.

A few common questions to help you begin the conversation.

Protect what matters. Build what lasts.

Let’s take a closer look at your protection and explore where additional coverage may fit.